NKBM Group's non-performing loans reached 12.0% of total loans at the end of 2017, down from 17.9% compared to the previous year. Historically, the NPL ratio hit an all time high of 25.8% in 2014 and an all time low of 3.75% in 2008.
Provision coverage amounted to 117% at the end of 2017, up from 111% compared to a year earlier.
The bank created loan loss provisions worth of -0.685% of average loans in 2017. That's compared to 5.94% of loans the bank put aside to its cost on average in the last five years.
Comparing NKBM Group with its closest peers, Nova Ljubljanska banka operated at the end of 2017 with NPL ratio of 11.0% and provision coverage of 76.7%, UniCredit Bank Slovenia with 23.1% and 15.4% respectively and SKB Banka had 6.44% of bad loans covered with 82.9% by provisions at the end of 2017.
You can see all the bank’s data at NKBM Group Profile, or you can download a report on the bank in the report section.
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