J&T Banka's non-performing loans reached 3.68% of total loans at the end of 2023, down from 4.82% compared to the previous year. Historically, the NPL ratio hit an all time high of 14.1% in 2011 and an all time low of 2.35% in 2007.
Provision coverage amounted to 78.4% at the end of 2023, up from 68.2% compared to a year earlier.
The bank created loan loss provisions worth of 1.77% of average loans in 2023. That's compared to 1.22% of loans the bank put aside to its cost on average in the last five years.
Comparing J&T Banka with its closest peers, CSOB operated at the end of 2023 with NPL ratio of 1.51% and provision coverage of 45.2% and Komercni Banka with 1.85% and 47.1% respectively.
You can see all the bank’s data at J&T Banka Profile, or you can download a report on the bank in the report section.
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