China Construction Bank - Quarterly Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | China | October 10, 2019
$3.99
Excel Sheet

China Construction Bank's net interest margin amounted to 2.07% in the second quarter of 2019, down from 2.11% when compared to the previous quarter.

Historically, the bank’s net interest margin reached an all time high of 5.26% in 4Q2017 and an all time low of 2.01% in 1Q2017. The average margin in the last six quarters amounted to 2.61%.

Average asset yield was 3.57% in 2Q2019, up from 3.49% when compared to the same period last year. On the other hand, cost of funding amounted to 1.64% in 2Q2019, up from 1.51%.

When compared to bank's main peers, Home Credit China operated in the second quarter of 2019 with a net interest margin of 17.0% Qudian reached 17.8% and Lexin FinTech some 4.62%.

You can see all the bank’s data at China Construction Bank Profile, or you can download a report on the bank in the report section.