Bank Ochrony Srodowiska's Cost of Risk (loan loss provisions as % of total assets) amounted to 2.36% in the second quarter of 2023, up from 0.424% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 7.91% in 4Q2020 and an all time low of 0.115% in 1Q2012. The average cost of risk in the last six quarters amounted to 1.21%.
On the other hand, average asset yield was 7.44% in 2Q2023, up from 4.96% when compared to the same period last year. Cost of funding amounted to 3.95% in 2Q2023, up from 1.57%.
When compared to bank's main peers, Alior Bank operated in the second quarter of 2023 with a cost of risk of 0.732% and mBank reached 3.25%.
You can see all the bank’s data at Bank Ochrony Srodowiska Profile, or you can download a report on the bank in the report section.