Bank Ochrony Srodowiska's non-performing loans reached 16.3% of total loans at the end of 2022, up from 14.8% compared to the previous year. Historically, the NPL ratio hit an all time high of 17.2% in 2002 and an all time low of 3.64% in 1998.
Provision coverage amounted to 61.2% at the end of 2022, down from 63.9% compared to a year earlier.
The bank created loan loss provisions worth of 2.16% of average loans in 2022. That's compared to 1.30% of loans the bank put aside to its cost on average in the last five years.
Comparing Bank Ochrony Srodowiska with its closest peers, Alior Bank operated at the end of 2022 with NPL ratio of 10.2% and provision coverage of 75.7% and mBank with 3.97% and 66.3% respectively.
You can see all the bank’s data at Bank Ochrony Srodowiska Profile, or you can download a report on the bank in the report section.
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