By Helgi Library - May 12, 2024
Stavebni Sporitelna Ceske Sporitelny's mortgage loans reached CZK 66,198 mil in 4Q2023, up 2.34% compared to the previous year. ...
By Helgi Library - May 12, 2024
Stavebni Sporitelna Ceske Sporitelny's loans reached CZK 68,068 mil in the fourth quarter of 2023, up from CZK 67,122 mil wh...
By Helgi Library - May 12, 2024
Stavebni Sporitelna Ceske Sporitelny's customer loans reached CZK 66,456 mil in 2023-09-30, up 1.97% compared to the previous year. ...
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By Helgi Library - May 12, 2024
Stavebni Sporitelna Ceske Sporitelny's retail loans reached CZK 66,198 mil in the fourth quarter of 2023, up 2.34% compared to the previous year. Czech banking sector provided retail loans of CZK 2,242 bil in 4Q2023, up 0.906% when compared to the last year. ...
By Helgi Library - May 12, 2024
Stavebni Sporitelna Ceske Sporitelny's net interest margin amounted to 2.00% in the fourth quarter of 2023, down from 2.05% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 2.33% in 4Q2008 and an...
By Helgi Library - May 12, 2024
Stavebni Sporitelna Ceske Sporitelny's customer deposits reached CZK 58,474 mil in 2023-12-31, down 0.151% compared to the previous year. Czech banking sector accepted customer deposits of CZK 6,701 bil in 2023-12-31, down 3.35% when compared to the last year. ...
By Helgi Library - May 12, 2024
Stavebni Sporitelna Ceske Sporitelny employed 165 persons in 2023-12-31, down 10.3% when compared to the previous year. Historically, the bank's workforce hit an all time high of 304 persons in 2003-12-31 and an all time low of 165 in 2023-12-31. Average cost reac...
By Helgi Library - May 12, 2024
Stavebni Sporitelna Ceske Sporitelny's corporate deposits reached CZK 0 mil in 2023-12-31, down 100% compared to the previous year. Czech banking sector accepted corporate deposits of CZK 1,470 bil in 2023-12-31, up 3.25% when compared to the last year. S...
By Helgi Library - May 12, 2024
Stavebni Sporitelna Ceske Sporitelny's capital adequacy ratio reached 30.1% at the end of fourth quarter of 2023, down from 31.2% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 31.2% in 3Q2023 and an all time low o...
By Helgi Library - May 12, 2024
Stavebni Sporitelna Ceske Sporitelny's retail deposits reached CZK 58,474 mil in 2023-12-31, down 0.125% compared to the previous year. Czech banking sector accepted retail deposits of CZK 3,651 bil in 2023-12-31, up 2.05% when compared to the last year. ...
By Helgi Library - May 12, 2024
Stavebni Sporitelna Ceske Sporitelny made a net profit of CZK 240 mil in the fourth quarter of 2023, down 49.6% when compared to the same period of last year. This implies a return on equity of 10.6%. Historically, the bank’s net profit reached an all time high of ...
By Helgi Library - May 12, 2024
Stavebni Sporitelna Ceske Sporitelny made a net profit of CZK 240 mil under revenues of CZK 408 mil in the fourth quarter of 2023, down 49.6% and 38.5% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all tim...
By Helgi Library - May 12, 2024
Stavebni Sporitelna Ceske Sporitelny's non-performing loans reached 1.10% of total loans at the end of 2023-12-31, up from 1.01% compared to the previous year. Historically, the NPL ratio hit an all time high of 4.91% in 2014-03-31 and an all time low of 0.834% i...
Stavební Spořitelna České Spořitelny is one of the five building savings banks operating in the Czech Republic. It's fully owned by Ceska Sporitelna, the largest retail bank in the country.
Stavebni Sporitelna Ceske Sporitelny has been growing its revenues and asset by 3.97% and -2.91% a year on average in the last 10 years. Its loans and deposits have grown by 6.32% and -4.70% a year during that time and loans to deposits ratio reached 115% at the end of 2023. The company achieved an average return on equity of 14.2% in the last decade with net profit growing 6.37% a year on average. In terms of operating efficiency, its cost to income ratio reached 30.7% in 2023, compared to 32.4% average in the last decade.
Equity represented 12.5% of total assets or 13.6% of loans at the end of 2023. Stavebni Sporitelna Ceske Sporitelny's non-performing loans were 1.10% of total loans while provisions covered some 89.5% of NPLs at the end of 2023.
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