By Helgi Library - July 2, 2019
Santander Consumer Finance's non-performing loans reached 1.98% of total loans at the end of 2018, down from 2.18% compared to th...
By Helgi Library - July 2, 2019
Santander Consumer Finance made a net profit of EUR 1,219 mil under revenues of EUR 4,134 mil in 2018, up 12.9% and 0.449% respective...
By Helgi Library - July 2, 2019
Santander Consumer Finance's net interest margin amounted to 3.23% in 2018, down from 3.27% compared to the previous year. ...
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By Helgi Library - July 2, 2019
Santander Consumer Finance generated total banking revenues of EUR 4,134 mil in 2018, up 0.449% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of EUR 4,134 mil ...
By Helgi Library - July 2, 2019
Santander Consumer Finance's customer loan growth reached 7.21% in 2018, up from 5.67% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 22.8% in 2015 and an all time low of -4.47% in 2010. In the last decade...
Santander Consumer Finance has been growing its revenues and asset by 5.79% and 6.37% a year on average in the last 10 years. Its loans and deposits have grown by 6.73% and 6.70% a year during that time and loans to deposits ratio reached 269% at the end of 2018. The company achieved an average return on equity of 7.97% in the last decade with net profit growing 12.4% a year on average. In terms of operating efficiency, its cost to income ratio reached 42.6% in 2018, compared to 42.8% average in the last decade.
Equity represented 12.5% of total assets or 14.2% of loans at the end of 2018. Santander Consumer Finance's non-performing loans were 1.98% of total loans while provisions covered some 103% of NPLs at the end of 2018.
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