PPDAI`s Costs (As % Of Income) reached 52.8 % in 2018. This is 11.9 % less than in the previous year.
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| Company | Unit | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| 360 Finance Inc | % | ... | ... | ... | ... | ... | ... | ... | 1,821 | ||
| Home Credit China | % | 60.1 | 45.8 | 45.0 | 46.2 | 45.0 | |||||
| Lexin FinTech | % | ... | ... | ... | ... | ... | ... | 802 | 74.0 | ||
| PPDAI Group | % | ... | ... | ... | ... | ... | ... | 169 | 78.3 |
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