By Helgi Library - August 21, 2019
Essox's non-performing loans reached 8.49% of total loans at the end of 2018, down from 13.5% compared to the previous year. ...
By Helgi Library - December 12, 2019
Essox's customer loans reached CZK 13,774 mil in 2018, up 49.1% compared to the previous year. Czech banking sector provided cu...
By Helgi Library - December 12, 2019
Essox's customer deposits reached CZK 176 mil in 2018, up 73.3% compared to the previous year. Czech banking sector accepted cu...
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By Helgi Library - December 12, 2019
Essox's corporate loans reached CZK 7,400 mil in 2018, up 90.7% compared to the previous year. Czech banking sector provided corporate loans of CZK 1,080 bil in 2018, up 5.70% when compared to the last year. Essox accounted for 0.685% of all corporate loa...
By Helgi Library - August 21, 2019
Essox's net interest margin amounted to 6.12% in 2018, down from 8.54% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 11.8% in 2011 and an all time low of 6.12% in 2018. The average margin in the ...
By Helgi Library - August 21, 2019
Essox generated total banking revenues of CZK 961 mil in 2018, up 6.35% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of CZK 1,547 mil in 2011 and an all time ...
By Helgi Library - August 21, 2019
Essox's customer loan growth reached 49.1% in 2018, up from 21.5% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 49.1% in 2018 and an all time low of -10.6% in 2011. In the last decade, the average annual ...
By Helgi Library - December 12, 2019
Essox generated total banking revenues of CZK 903 mil in 2017, down 8.34% compared to the previous year. Czech banking sector banking sector generated total revenues of CZK 179,177 mil in 2017, down 0.560% when compared to the last year. As a re...
Essox has been growing its revenues and asset by -5.90% and 10.7% a year on average in the last 5 years. Its loans and deposits have grown by 14.6% and 20.9% a year during that time and loans to deposits ratio reached 7,831% at the end of 2018. The company achieved an average return on equity of 11.9% in the last five years with net profit growing -9.99% a year on average. In terms of operating efficiency, its cost to income ratio reached 57.6% in 2018, compared to 48.1% average in the last five years.
Equity represented 20.6% of total assets or 24.8% of loans at the end of 2018. Essox's non-performing loans were 8.49% of total loans while provisions covered some 88.0% of NPLs at the end of 2018.
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