UniCredit CR is the fourth largest bank in the Czech Republic by assets, with a market share of nearly 7%. The current bank is a result of the merger between UniCredit and two other banks , Živnostenská banka and HVB Bank. Originally a corporate-oriented bank, UniCredit has been focusing increasingly on the retail area in recent years. In mortgage lending, for example, the bank's market share increased from 3.0% in 2007 to 4.3% in 2012.
Partly as a result of the lower-margin corporate business, relatively low market share or integration of three different banks, UniCredit's profitability is fairly weak. The bank's ROE has rarely exceeded 10% in the last decade, while its net profit has been stagnating in the last five years.
This excel file offers a summary of the company's performance in between 1Q2008-1Q2013, both on the quarterly as well as the annual basis. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business. In addition, the file provides a detailed overview of the bank's market position in the comparison with the overall banking sector.
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