Erste & Steiermärkische Bank d.d. is a Croatia-based subsidiary of Austria's Erste Bank. Following the acquisition of Rijecka Banka in 2002, Erste Bank has become the third largest bank in Croatia by assets with nearly a 17% share. Erste Bank is the second largest commercial bank in Austria. The Group was founded in 1819 as the first Austrian savings bank. In 1997, Erste Group went public with a strategy to expand its retail business into Central and Eastern Europe (CEE). Since then Erste Group's customer base has grown through numerous acquisitions and organic growth from 600,000 to around 16.4 million. With 2,900 branches and 46,000 employees, Erste Group is today one of the largest financial services providers in the Eastern part of EU in terms of clients and total assets..
This report offers a summary of the bank's performance in 1999-2013. You will find here all the key numbers from the bank's balance sheet, income statement and main ratios related to the bank's business.
In addition, the report provides a detailed overview of the bank's market position in the comparison with the overall banking sector and the key statistics of the whole banking system in Croatia