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Interest Spread (Difference Between Interest Rate on Loans and Deposits) in Indonesia

Source: World Bank
Last Updated: June 1, 2023

Interest spread, which is the difference between interest rate on loans and deposits reached 5.26% in 2021 in Indonesia, according to the National Central Bank. This is 30.1% more than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in Indonesia reached an all time high of 7.68% in 2004 and an all time low of -6.91% in 1998.

Indonesia has been ranked 43rd within the group of 88 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits.

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