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Interest Spread (Difference Between Interest Rate on Loans and Deposits) in China

Created with Highcharts 6.0.4%198019811982198319841985198619871988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021-101234
Source: World Bank, Helgi Calculation
Last Updated: June 1, 2023

Interest spread, which is the difference between interest rate on loans and deposits reached 2.85% in 2021 in China, according to the National Central Bank. This is 0% more than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in China reached an all time high of 3.60% in 2001 and an all time low of -0.360% in 1980.

China has been ranked 71st within the group of 88 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits.

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