By Helgi Library - February 23, 2018
UNIQA pojistovna employed 503 persons in 2016, down 7.71% when compared to the previous year. Historically, the firm's workforce...
By Helgi Library - February 23, 2018
UNIQA pojistovna employed 503 persons in 2016, down 7.71% when compared to the previous year. Historically, the firm's workforce...
By Helgi Library - February 23, 2018
UNIQA pojistovna made a net profit of CZK 191 mil under revenues of CZK 4,626 mil in 2016, down 15.8% and up 5.27% respectiv...
| Profit Statement | 2014 | 2015 | 2016 | |
| Gross Written Premiums | CZK mil | 5,545 | 5,807 | 6,156 |
| Net Written Premiums | CZK mil | 3,542 | 3,945 | 4,164 |
| Total Revenues | CZK mil | 4,232 | 4,394 | 4,626 |
| Expenses For Claims & Benefits | CZK mil | 3,113 | 3,060 | 3,559 |
| Total Cost | CZK mil | 3,956 | 4,111 | 4,383 |
| Pre-Tax Profit | CZK mil | 276 | 283 | 242 |
| Net Profit | CZK mil | 231 | 227 | 191 |
| Balance Sheet | 2014 | 2015 | 2016 | |
| Total Assets | CZK mil | 10,547 | 11,208 | 11,341 |
| Intangible Assets | CZK mil | 61.3 | 61.7 | 63.7 |
| Investments | CZK mil | 7,286 | 7,735 | 7,818 |
| Reinsurance Assets | CZK mil | 2,150 | 2,302 | 2,303 |
| Shareholders' Equity | CZK mil | 1,634 | 1,641 | 1,614 |
| Liabilities | CZK mil | 8,913 | 9,566 | 9,727 |
| Underwritting Provisions | CZK mil | 5,825 | 6,211 | 6,355 |
| Ratios | 2014 | 2015 | 2016 | |
| ROE | % | 14.4 | 13.8 | 11.7 |
| ROA | % | 2.25 | 2.08 | 1.69 |
| Net Margin | % | 5.47 | 5.16 | 4.13 |
| Investment Yield | % | 8.83 | 5.36 | 5.50 |
| Combined Ratio | % | 66.4 | 65.8 | 69.3 |
| Claims Ratio | % | 56.8 | 57.9 | 61.4 |
| Acquisition Cost (As % Of Premiums) | % | 9.68 | 7.85 | 7.86 |
| Equity (As % Of Assets) | % | 15.5 | 14.6 | 14.2 |
| Growth Rates | 2014 | 2015 | 2016 | |
| Gross Written Premiums Growth | % | -2.96 | 4.73 | 6.01 |
| Total Revenue Growth | 3.18 | 3.83 | 5.27 | |
| Pre-Tax Profit Growth | % | -6.97 | 2.61 | -14.5 |
| Net Profit Growth | % | -8.35 | -2.04 | -15.8 |
| Investments Growth | % | 8.33 | 6.16 | 1.07 |
| Reinsurance Assets Growth | % | 12.5 | 7.08 | 0.023 |
| Total Asset Growth | % | 5.19 | 6.26 | 1.19 |
| Shareholders' Equity Growth | % | 3.47 | 0.471 | -1.66 |
| Underwritting Provisions Growth | % | 4.40 | 6.64 | 2.31 |
Get all company financials in excel:
| summary | Unit | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 |
| income statement | ||||||||||||||||||||||
| Gross Written Premiums | CZK mil | 4,972 | 5,502 | 5,563 | 5,714 | 5,545 | ||||||||||||||||
| Total Revenues | CZK mil | 4,231 | 3,675 | 4,632 | 4,101 | 4,232 | ||||||||||||||||
| Total Cost | CZK mil | 3,158 | 3,465 | 4,222 | 3,804 | 3,956 | ||||||||||||||||
| Net Profit | CZK mil | 157 | 177 | 325 | 252 | 231 | ||||||||||||||||
| balance sheet | ||||||||||||||||||||||
| Cash & Cash Equivalents | CZK mil | 20.1 | 36.0 | 33.3 | 4.05 | 2.45 | ||||||||||||||||
| Investments | CZK mil | 5,688 | 6,091 | 6,912 | 6,726 | 7,286 | ||||||||||||||||
| Reinsurance Assets | CZK mil | 701 | 1,014 | 1,458 | 1,912 | 2,150 | ||||||||||||||||
| Total Assets | CZK mil | 7,375 | 8,318 | 9,628 | 10,027 | 10,547 | ||||||||||||||||
| Shareholders' Equity | CZK mil | 1,198 | 1,329 | 1,530 | 1,579 | 1,634 | ||||||||||||||||
| Liabilities | CZK mil | 6,177 | 6,989 | 8,098 | 8,448 | 8,913 | ||||||||||||||||
| Underwritting Provisions | CZK mil | 4,514 | 4,971 | 5,537 | 5,579 | 5,825 | ||||||||||||||||
| ratios | ||||||||||||||||||||||
| ROE | % | ... | 13.3 | 14.0 | 22.7 | 16.2 | 14.4 | |||||||||||||||
| ROA | % | 2.21 | 2.25 | 3.62 | 2.57 | 2.25 | ||||||||||||||||
| Net Margin | % | 3.72 | 4.81 | 7.02 | 6.16 | 5.47 | ||||||||||||||||
| Investment Yield | % | 18.8 | 1.04 | 12.9 | 5.54 | 8.83 | ||||||||||||||||
| Combined Ratio | % | 73.5 | 65.6 | 56.6 | 75.9 | 66.4 | ||||||||||||||||
| Claims Ratio | % | 66.9 | 57.2 | 47.7 | 66.6 | 56.8 | ||||||||||||||||
| Cost Ratio | % | 35.6 | 30.5 | 30.1 | 22.6 | 22.9 | ||||||||||||||||
| Acquisition Cost (As % Of Premiums) | % | 6.55 | 8.45 | 8.99 | 9.29 | 9.68 | ||||||||||||||||
| Administrative Cost (As % Of Assets) | % | 10.9 | 8.06 | 6.93 | 3.03 | 2.68 | ||||||||||||||||
| Equity (As % Of Assets) | % | 16.2 | 16.0 | 15.9 | 15.7 | 15.5 | ||||||||||||||||
| Non-Life Insurance (As % Of Total Premium) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 74.9 | 76.0 | 78.3 |
| income statement | Unit | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 |
| income statement | ||||||||||||||||||||||
| Gross Written Premiums | CZK mil | 4,972 | 5,502 | 5,563 | 5,714 | 5,545 | ||||||||||||||||
| Premiums Ceded To Reinsurers | CZK mil | 1,876 | 1,905 | 1,841 | 2,057 | 2,003 | ||||||||||||||||
| Net Written Premiums | CZK mil | 3,096 | 3,596 | 3,721 | 3,657 | 3,542 | ||||||||||||||||
| Financial Result | CZK mil | 1,071 | 63.5 | 888 | 373 | 643 | ||||||||||||||||
| Other Income | CZK mil | 64.0 | 14.7 | 21.8 | 71.9 | 46.3 | ||||||||||||||||
| Total Revenues | CZK mil | 4,231 | 3,675 | 4,632 | 4,101 | 4,232 | ||||||||||||||||
| Expenses For Claims & Benefits | CZK mil | 2,051 | 2,280 | 2,579 | 3,471 | 3,113 | ||||||||||||||||
| Of Which Reinsurers' Share | CZK mil | 1,276 | 867 | 151 | 336 | 34.4 | ||||||||||||||||
| Acquisition Cost | CZK mil | 326 | 465 | 500 | 531 | 537 | ||||||||||||||||
| Administrative Cost | CZK mil | 776 | 633 | 621 | 297 | 276 | ||||||||||||||||
| Other Cost | CZK mil | 4.80 | 87.5 | 439 | -494 | 30.0 | ||||||||||||||||
| Total Cost | CZK mil | 3,158 | 3,465 | 4,222 | 3,804 | 3,956 | ||||||||||||||||
| Other And Extra Cost | CZK mil | 872 | 2.76 | 4.42 | 0 | 0 | ||||||||||||||||
| Pre-Tax Profit | CZK mil | 201 | 207 | 406 | 297 | 276 | ||||||||||||||||
| Tax | CZK mil | 43.8 | 30.3 | 80.5 | 44.4 | 44.8 | ||||||||||||||||
| Minorities | CZK mil | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| Net Profit | CZK mil | 157 | 177 | 325 | 252 | 231 | ||||||||||||||||
| growth rates | ||||||||||||||||||||||
| Gross Written Premiums Growth | % | ... | 5.93 | 10.7 | 1.11 | 2.72 | -2.96 | |||||||||||||||
| Net Written Premiums Growth | % | ... | 7.20 | 16.2 | 3.48 | -1.74 | -3.14 | |||||||||||||||
| Total Revenues Growth | % | ... | 15.2 | -13.1 | 26.0 | -11.5 | 3.18 | |||||||||||||||
| Gross Claims Growth | % | ... | 34.5 | -5.43 | -15.7 | 43.6 | -17.3 | |||||||||||||||
| Acquisition Cost Growth | % | ... | 174 | 42.9 | 7.49 | 6.11 | 1.14 | |||||||||||||||
| Administrative Cost Growth | % | ... | -0.664 | -18.5 | -1.77 | -52.2 | -7.25 | |||||||||||||||
| Operating Cost Growth | % | ... | 11.3 | 9.73 | 21.8 | -9.88 | 3.98 | |||||||||||||||
| Pre-Tax Profit Growth | % | ... | -57.2 | 2.97 | 96.0 | -26.8 | -6.97 | |||||||||||||||
| Net Profit Growth | % | ... | -55.0 | 12.4 | 84.0 | -22.3 | -8.35 | |||||||||||||||
| market share | ||||||||||||||||||||||
| Market Share in Total Insurance Premium | % | 3.18 | 3.55 | 3.62 | 3.65 | ... | ... | ... | ||||||||||||||
| Market Share in Non-Life Insurance Premium | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.11 | 5.12 | ... | ... | ... |
| Market Share in Net Profit | % | ... | ... | ... | ... | 0.737 | 1.81 | 2.69 | 2.24 | ... | ... | ... |
| balance sheet | Unit | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 |
| balance sheet | ||||||||||||||||||||||
| Intangible Assets | CZK mil | 64.6 | 76.3 | 83.7 | 75.8 | 61.3 | ||||||||||||||||
| Investments | CZK mil | 5,688 | 6,091 | 6,912 | 6,726 | 7,286 | ||||||||||||||||
| Reinsurance Assets | CZK mil | 701 | 1,014 | 1,458 | 1,912 | 2,150 | ||||||||||||||||
| Receivables | CZK mil | 424 | 367 | 316 | 571 | 352 | ||||||||||||||||
| Cash & Cash Equivalents | CZK mil | 20.1 | 36.0 | 33.3 | 4.05 | 2.45 | ||||||||||||||||
| Other Assets | CZK mil | 478 | 734 | 826 | 739 | 695 | ||||||||||||||||
| Total Assets | CZK mil | 7,375 | 8,318 | 9,628 | 10,027 | 10,547 | ||||||||||||||||
| Equity | CZK mil | 1,198 | 1,329 | 1,530 | 1,579 | 1,634 | ||||||||||||||||
| Of Which Minority Interest | CZK mil | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| Subordinated Liabilities | CZK mil | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| Underwritting Provisions | CZK mil | 4,514 | 4,971 | 5,537 | 5,579 | 5,825 | ||||||||||||||||
| Other Provisions | CZK mil | 50.7 | 44.4 | 78.4 | 48.0 | 49.6 | ||||||||||||||||
| Other Liabilities | CZK mil | 1,612 | 1,974 | 2,482 | 2,821 | 3,039 | ||||||||||||||||
| Liabilities | CZK mil | 6,177 | 6,989 | 8,098 | 8,448 | 8,913 | ||||||||||||||||
| investment portfolio | ||||||||||||||||||||||
| Real Estate | CZK mil | 53.5 | 53.4 | 54.6 | 54.3 | 40.5 | ||||||||||||||||
| Cash And Deposits | CZK mil | 5,633 | 6,059 | 6,846 | 6,670 | 7,243 | ||||||||||||||||
| Loans | CZK mil | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| Other | CZK mil | 1.07 | -21.6 | 10.6 | 1.46 | 2.05 | ||||||||||||||||
| Total Portfolio | CZK mil | 5,688 | 6,091 | 6,912 | 6,726 | 7,286 | ||||||||||||||||
| growth rates | ||||||||||||||||||||||
| Investments Growth | % | ... | 4.59 | 7.09 | 13.5 | -2.69 | 8.33 | |||||||||||||||
| Reinsurance Assets Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 56.0 | 44.7 | 43.8 | 31.1 | 12.5 | |||||||
| Total Asset Growth | % | ... | 8.00 | 12.8 | 15.8 | 4.14 | 5.19 | |||||||||||||||
| Shareholders' Equity Growth | % | ... | 3.14 | 10.9 | 15.1 | 3.20 | 3.47 | |||||||||||||||
| Underwritting Provisions Growth | % | ... | 9.43 | 10.1 | 11.4 | 0.765 | 4.40 | |||||||||||||||
| market share | ||||||||||||||||||||||
| Market Share in Assets | % | ... | 1.71 | 1.93 | 2.06 | 2.21 | ... | ... | ... | |||||||||||||
| Market Share in Net Profit | % | ... | ... | ... | ... | 0.737 | 1.81 | 2.69 | 2.24 | ... | ... | ... | ||||||||||
| Market Share in Technical Reserves | % | ... | ... | 1.46 | 1.55 | 1.47 | 1.52 | ... | ... | ... | ||||||||||||
| Market Share in Life Insurance Reserves | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.05 | ... | ... | ... |
| Market Share in Non-Life Insurance Reserves | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.78 | ... | ... | ... |
| ratios | Unit | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 |
| ratios | ||||||||||||||||||||||
| ROE | % | ... | 13.3 | 14.0 | 22.7 | 16.2 | 14.4 | |||||||||||||||
| ROA | % | 2.21 | 2.25 | 3.62 | 2.57 | 2.25 | ||||||||||||||||
| Net Margin | % | 3.72 | 4.81 | 7.02 | 6.16 | 5.47 | ||||||||||||||||
| Investment Yield | % | 18.8 | 1.04 | 12.9 | 5.54 | 8.83 | ||||||||||||||||
| Combined Ratio | % | 73.5 | 65.6 | 56.6 | 75.9 | 66.4 | ||||||||||||||||
| Claims Ratio | % | 66.9 | 57.2 | 47.7 | 66.6 | 56.8 | ||||||||||||||||
| Cost Ratio | % | 35.6 | 30.5 | 30.1 | 22.6 | 22.9 | ||||||||||||||||
| Acquisition Cost (As % Of Premiums Written) | % | 6.55 | 8.45 | 8.99 | 9.29 | 9.68 | ||||||||||||||||
| Administrative Cost (As % Of Assets) | % | 10.9 | 8.06 | 6.93 | 3.03 | 2.68 | ||||||||||||||||
| Equity (As % Of Assets) | % | 16.2 | 16.0 | 15.9 | 15.7 | 15.5 | ||||||||||||||||
| Employees | ... | ... | ... | 772 | 744 | 720 | 721 | 663 | ||||||||||||||
| Cost Per Employee | USD per month | ... | ... | ... | 2,678 | 2,935 | 3,001 | 2,182 | 2,221 | |||||||||||||
| Cost Per Employee (Local Currency) | CZK per month | ... | ... | ... | 51,180 | 51,900 | 58,699 | 42,701 | 47,459 | |||||||||||||
| Staff Cost (As % Of Total Cost) | % | 15.0 | 13.4 | 12.0 | 9.71 | 9.55 | ||||||||||||||||
| Non-Life Insurance (As % Of Total Premium) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 74.9 | 76.0 | 78.3 | ||
| Life Insurance (As % Of Total Reserves) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 50.9 | 46.9 | ||
| Non-Life Insurance (As % Of Total Reserves) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 49.1 | 53.1 | ||
| Health Care Insurance (As % Of Total Premium) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 25.1 | 24.0 | 21.7 |
| other data | Unit | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 |
| other data | ||||||||||||||||||||||
| Non-Life Insurance Premium | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,164 | 4,342 | 4,341 | ||
| Health Care Insurance Premium | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,398 | 1,372 | 1,204 | ||
| Pre-Tax Technical Profit From Life Insurance | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 252 | -63.0 | ||
| Pre-Tax Technical Profit From Non-Life Insurance | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 47.3 | 339 | ||
| Technical Insurance Reserves | CZK mil | ... | ... | 4,514 | 4,971 | 5,537 | 5,579 | 5,825 | ||||||||||||||
| Life Insurance Reserves | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2,837 | 2,733 | ||
| Non-Life Insurance Reserves | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2,742 | 3,092 | ||
| Number Of Insurance Policies | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.686 | 0.715 | 0.718 | ||
| Premium Per Insurance Policy | CZK | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8,107 | 7,987 | 7,727 |
Get all company financials in excel:
By Helgi Library - February 23, 2018
UNIQA pojistovna made a net profit of CZK 191 mil under revenues of CZK 4,626 mil in 2016, down 15.8% and up 5.27% respectively when compared to the last year. Historically, the company’s net profit reached an all time high of CZK 350 mil in 2009 and an all time...
By Helgi Library - February 23, 2018
UNIQA pojistovna's total investments reached CZK 7,818 mil at the end of 2016, up 1.07% when compared to the previous year. Financial investments formed 99.6% of total investment portfolio at the end of 2016. Loans represented 0.000% and real estate as...
By Helgi Library - February 23, 2018
UNIQA pojistovna's total investments reached CZK 7,818 mil at the end of 2016, up 1.07% when compared to the previous year. Financial investments formed 99.6% of total investment portfolio at the end of 2016. Loans represented 0.000% and real estate as...
By Helgi Library - February 23, 2018
UNIQA pojistovna generated total net revenues of CZK 4,626 mil in 2016, up 5.27% when compared to the previous year. Historically, the firm’s revenues reached an all time high of CZK 4,632 mil in 2012 and an all time low of CZK 120 mil in 1996. The average reven...
By Helgi Library - February 23, 2018
UNIQA pojistovna generated total net revenues of CZK 4,626 mil in 2016, up 5.27% when compared to the previous year. Historically, the firm’s revenues reached an all time high of CZK 4,632 mil in 2012 and an all time low of CZK 120 mil in 1996. The average reven...
By Helgi Library - February 23, 2018
UNIQA pojistovna's total assets reached CZK 11,341 mil at the end of 2016, up 1.19% when compared to the previous year. Investments amounted to CZK 7,818 mil, or 68.9% of total assets while reinsurance assets reached CZK 2,303 mil at the end of 2016. On...
By Helgi Library - February 23, 2018
UNIQA pojistovna's total assets reached CZK 11,341 mil at the end of 2016, up 1.19% when compared to the previous year. Investments amounted to CZK 7,818 mil, or 68.9% of total assets while reinsurance assets reached CZK 2,303 mil at the end of 2016. On...
By Helgi Library - February 7, 2018
UNIQA pojistovna's cost to assets ratio reached 2.56% in 2016, up from 2.40% when compared to the previous year. Historically, the insurance’s costs reached an all time high of 26.5% in 1996 and an all time low of 2.40% in 2015. The average figure for the last fi...
By Helgi Library - February 7, 2018
UNIQA pojistovna's cost to assets ratio reached 2.56% in 2016, up from 2.40% when compared to the previous year. Historically, the insurance’s costs reached an all time high of 26.5% in 1996 and an all time low of 2.40% in 2015. The average figure for the last fi...
By Helgi Library - February 23, 2018
UNIQA pojistovna generated total net revenues of CZK 4,626 mil in 2016, up 5.31% when compared to the previous year. Some CZK 4,164 mil, or 90.0% of the revenues came from net written premium. Gross claims reached CZK 3,559 mil in 2016, so average claims ratio amo...
UNIQA pojišťovna is Czech Republic-based insurance company, a daughter company of Austria's UNIQA Insurance Group. The Company offers life and non-life insurance and related services through a range of sales channels including 180 branches, brokers, banks or direct sales. At the end of 2012, UNIQA employed 720 persons and had a market share of 3.6% on the Czech market. UNIQA Insurance Group is Austrian holding company operating in Austria and Central and Eastern Europe. Raiffeisen Zentralbank is the major shareholder in the Company with a 31.4% stake
Helgi Library 
