By Helgi Library - August 22, 2023
Santander Bank Polska made a net profit of PLN 1,147 mil in the second quarter of 2023, up 61.3% when compared to the same period...
By Helgi Library - August 22, 2023
Santander Bank Polska made a net profit of PLN 1,147 mil under revenues of PLN 3,839 mil in the second quarter of 2023, up 61.3% and ...
By Helgi Library - August 22, 2023
Santander Bank Polska's net interest margin amounted to 4.90% in the second quarter of 2023, up from 4.78% when compared to the ...
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| income statement | Unit | Mar 2002 | Jun 2002 | Sep 2002 | Dec 2002 | Mar 2003 | Jun 2003 | Sep 2003 | Dec 2003 | Mar 2004 | Jun 2004 | Sep 2004 | Dec 2004 | Mar 2005 | Jun 2005 | Sep 2005 | Dec 2005 | Mar 2006 | Jun 2006 | Sep 2006 | Dec 2006 | Mar 2007 | Jun 2007 | Sep 2007 | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 |
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| Net Interest Income Growth | % | 22.7 | 63.1 | 108 | 13.7 | 63.6 |
| ratios | Unit | Mar 2002 | Jun 2002 | Sep 2002 | Dec 2002 | Mar 2003 | Jun 2003 | Sep 2003 | Dec 2003 | Mar 2004 | Jun 2004 | Sep 2004 | Dec 2004 | Mar 2005 | Jun 2005 | Sep 2005 | Dec 2005 | Mar 2006 | Jun 2006 | Sep 2006 | Dec 2006 | Mar 2007 | Jun 2007 | Sep 2007 | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 |
| ROTE | % | ... | ... | ... | ... | ... | 0.798 | 3.98 | 2.76 | 1.25 | 3.65 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Return on Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Costs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
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By Helgi Library - August 22, 2023
Santander Bank Polska generated total banking revenues of PLN 3,839 mil in 2023-06-30, up 3.70% compared to the previous year. Polish banking sector banking sector generated total revenues of PLN 26,662 mil in 2023-06-30, down 4.41% when compared to t...
By Helgi Library - August 22, 2023
Santander Bank Polska's mortgage loans reached PLN 51,547 mil in 2Q2023, down 0.843% compared to the previous year. Polish banking sector provided mortgage loans of PLN 445 in 2Q2023, down 1.64% when compared to the last year. Santander Bank Polska accoun...
By Helgi Library - August 22, 2023
Santander Bank Polska's customer deposits reached PLN 200,656 mil in 2023-06-30, up 1.77% compared to the previous year. Polish banking sector accepted customer deposits of PLN 2,045 bil in 2023-06-30, up 2.00% when compared to the last year. Santander Ba...
By Helgi Library - August 22, 2023
Santander Bank Polska's customer loans reached PLN 156,867 mil in 2023-06-30, up 1.37% compared to the previous year. Polish banking sector provided customer loans of PLN 1,584 bil in 2023-06-30, down 0.064% when compared to the last year. Santander Bank ...
By Helgi Library - September 14, 2023
Santander Bank Polska's corporate deposits reached PLN 80,309 mil in 2023-06-30, down 0.402% compared to the previous year. Polish banking sector accepted corporate deposits of PLN 634 bil in 2023-06-30, up 0.855% when compared to the last year. Santander...
By Helgi Library - August 22, 2023
Santander Bank Polska's capital adequacy ratio reached 20.8% at the end of second quarter of 2023, down from 21.0% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 21.2% in 2Q2021 and an all time low of 10.4% in ...
By Helgi Library - August 22, 2023
Santander Bank Polska's retail deposits reached PLN 111,518 mil in 2023-06-30, up 3.34% compared to the previous year. Polish banking sector accepted retail deposits of PLN 1,068 bil in 2023-06-30, up 1.91% when compared to the last year. Santander Bank P...
By Helgi Library - August 22, 2023
Santander Bank Polska employed 11,397 persons in 2023-06-30, up 0.760% compared to the previous year. Historically, the bank's workforce hit an all time high of 15,347 persons in 2018-12-31 and an all time low of 8,835 in 2012-12-31. The bank operated a networ...
By Helgi Library - August 22, 2023
Santander Bank Polska's retail loans reached PLN 80,875 mil in the second quarter of 2023, up 0.273% compared to the previous year. Polish banking sector provided retail loans of PLN 722 bil in 2Q2023, down 0.570% when compared to the last year. Santander...
By Helgi Library - August 22, 2023
Santander Bank Polska has issued total of 5.48 mil payment cards at the end of 2020-09-30, up 0.183% compared to the previous year. Polish banking sector banking sector issued total of 43.3 mil of bank cards in 2020-09-30, down 0.068% when compared to ...
Santander Bank Polska is a Polish universal bank. It was formed in 2001 by the merger of Bank Zachodni and Wielkopolski Bank Kredytowy. In 2013, it further acquired KBC's Kredyt Bank to establish the third largest bank in Poland in terms of assets and the number of outlets. Santander Bank Polska has a network of over 600 branches and provides services to more than 3.8 mil customers. Apart from the traditional retail and corporate banking, it also offers such services as securities intermediation, leasing, factoring, asset and fund management, insurance, and shares trading. Since 2011, the Bank has been owned by the Spanish Santander Group.
Santander Bank Polska has been growing its revenues and asset by 10.9% and 15.8% a year on average in the last 10 years. Its loans and deposits have grown by 14.4% and 15.4% a year during that time and loans to deposits ratio reached 77.6% at the end of 2022. The company achieved an average return on equity of 9.57% in the last decade with net profit growing 7.72% a year on average. In terms of operating efficiency, its cost to income ratio reached 36.9% in 2022, compared to 44.8% average in the last decade.
Equity represented 11.6% of total assets or 19.7% of loans at the end of 2022. Santander Bank Polska's non-performing loans were 4.37% of total loans while provisions covered some 85.0% of NPLs at the end of 2022.
Santander Bank Polska stock traded at per share at the end of 2022 resulting in a market capitalization of . Over the previous three years, stock price rose by 0% or 0% a year on average. That’s compared to an average ROE of 6.88% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of 9.47x and price to book value (PBV) of 0.936x in 2022.
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