Profit Statement | 2015 | 2016 | 2017 |
Balance Sheet | 2015 | 2016 | 2017 | |
Total Assets | HRK mil | 2,607 | 2,559 | 2,644 |
Shareholders' Equity | HRK mil | 251 | 251 | 251 |
Ratios | 2015 | 2016 | 2017 | |
Capital Adequacy Ratio | % | 25.6 | 26.4 | 30.5 |
Growth Rates | 2015 | 2016 | 2017 | |
Total Asset Growth | % | 4.79 | -1.86 | 3.31 |
Shareholders' Equity Growth | % | -0.172 | 0.031 | -0.100 |
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summary | Unit | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
balance sheet | |||||||||||
Total Assets | HRK mil | 2,427 | 2,297 | 2,401 | 2,488 | 2,607 | |||||
Shareholders' Equity | HRK mil | 180 | 208 | 218 | 251 | 251 | |||||
ratios | |||||||||||
Capital Adequacy Ratio | % | 16.4 | 19.1 | 18.0 | 25.3 | 25.6 | |||||
Equity (As % Of Assets) | % | 7.43 | 9.07 | 9.07 | 10.1 | 9.62 |
income statement | Unit | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
income statement | |||||||||||
Pre-Tax Profit | HRK mil | 19.2 | 32.2 | 23.2 | 30.6 | 29.4 | |||||
growth rates | |||||||||||
Pre-Tax Profit Growth | % | ... | -15.7 | 67.7 | -28.0 | 32.0 | -3.66 |
balance sheet | Unit | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
balance sheet | |||||||||||
Total Assets | HRK mil | 2,427 | 2,297 | 2,401 | 2,488 | 2,607 | |||||
Shareholders' Equity | HRK mil | 180 | 208 | 218 | 251 | 251 | |||||
Liabilities | HRK mil | 2,246 | 2,089 | 2,183 | 2,237 | 2,357 | |||||
growth rates | |||||||||||
Total Asset Growth | % | ... | 17.8 | -5.33 | 4.50 | 3.64 | 4.79 | ||||
Shareholders' Equity Growth | % | ... | 7.83 | 15.6 | 4.54 | 15.4 | -0.172 | ||||
market share | |||||||||||
Market Share in Total Assets | % | 0.582 | 0.560 | 0.578 | 0.594 | 0.626 |
ratios | Unit | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
ratios | |||||||||||
Capital Adequacy Ratio | % | 16.4 | 19.1 | 18.0 | 25.3 | 25.6 | |||||
Equity (As % Of Assets) | % | 7.43 | 9.07 | 9.07 | 10.1 | 9.62 |
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Prva Stambena Stedionica has been growing its revenues and asset by % and 2.04% a year on average in the last 3 years. Its loans and deposits have grown by % and % a year during that time and loans to deposits ratio reached at the end of 2017. The company achieved an average return on equity of % in the last three years with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached in 2017, compared to % average in the last three years.
Equity represented 9.48% of total assets or of loans at the end of 2017. Prva Stambena Stedionica's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2017.