By Helgi Library - September 9, 2024
Modra Pyramida Stavebni Sporitelna's mortgage loans reached CZK 99,132 mil in 2Q2024, up 1.03% compared to the previous year. C...
By Helgi Library - September 9, 2024
Modra Pyramida Stavebni Sporitelna's mortgage loans reached CZK 99,132 mil in 2Q2024, up 1.03% compared to the previous year. C...
By Helgi Library - September 9, 2024
Modra Pyramida Stavebni Sporitelna's customer loans reached CZK 94,756 mil in 2024-03-31, up 1.30% compared to the previous year. ...
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| income statement | Unit | Dec 2024 | Dec 2023 |
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| Net Interest Income Growth | % | ... |
| ratios | Unit | Dec 2024 | Dec 2023 |
| ROTE | % | ... | |
| Return on Loans | % | ... | |
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By Helgi Library - September 9, 2024
Modra Pyramida Stavebni Sporitelna's customer loans reached CZK 94,756 mil in 2024-03-31, up 1.30% compared to the previous year. Czech banking sector provided customer loans of CZK 4,428 bil in 2024-03-31, up 1.63% when compared to the last year. Modra P...
By Helgi Library - September 9, 2024
Modra Pyramida Stavebni Sporitelna employed 572 persons in 2024-06-30, up 0.175% when compared to the previous year. Historically, the bank's workforce hit an all time high of 605 persons in 2023-06-30 and an all time low of 320 in 2022-03-31. Average cost reached...
By Helgi Library - September 9, 2024
Modra Pyramida Stavebni Sporitelna employed 572 persons in 2024-06-30, up 0.175% when compared to the previous year. Historically, the bank's workforce hit an all time high of 605 persons in 2023-06-30 and an all time low of 320 in 2022-03-31. Average cost reached...
By Helgi Library - September 9, 2024
Modra Pyramida Stavebni Sporitelna's capital adequacy ratio reached 38.1% at the end of second quarter of 2024, up from 30.7% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 38.1% in 2Q2024 and an all time low of ...
By Helgi Library - September 9, 2024
Modra Pyramida Stavebni Sporitelna's capital adequacy ratio reached 38.1% at the end of second quarter of 2024, up from 30.7% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 38.1% in 2Q2024 and an all time low of ...
By Helgi Library - September 9, 2024
Modra Pyramida Stavebni Sporitelna's non-performing loans reached 1.11% of total loans at the end of 2024-06-30, up from 0.992% compared to the previous year. Historically, the NPL ratio hit an all time high of 5.27% in 2015-03-31 and an all time low of 0.977% in...
By Helgi Library - September 9, 2024
Modra Pyramida Stavebni Sporitelna's non-performing loans reached 1.11% of total loans at the end of 2024-06-30, up from 0.992% compared to the previous year. Historically, the NPL ratio hit an all time high of 5.27% in 2015-03-31 and an all time low of 0.977% in...
By Helgi Library - September 9, 2024
Modra Pyramida Stavebni Sporitelna's retail loans reached CZK 98,117 mil in the first quarter of 2024, up 4.50% compared to the previous year. Czech banking sector provided retail loans of CZK 2,263 bil in 1Q2024, up 0.927% when compared to the last year. ...
By Helgi Library - September 9, 2024
Modra Pyramida Stavebni Sporitelna's retail loans reached CZK 98,117 mil in the first quarter of 2024, up 4.50% compared to the previous year. Czech banking sector provided retail loans of CZK 2,263 bil in 1Q2024, up 0.927% when compared to the last year. ...
By Helgi Library - September 9, 2024
Modra Pyramida Stavebni Sporitelna's net interest margin amounted to 1.09% in the second quarter of 2024, down from 1.19% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 2.25% in 3Q2011 and an a...
Modrá Pyramida is building savings bank in the Czech Republic, owned by Komercni Banka, the third largest bank in the country. The Bank has been set up to provide loans to finance householdes' living needs with a subsidized interest rate, historically a popular alternative to mortgage loans. Nowadays, the Bank has developed into a mortgage lender expanding into other banking services within Komercni Banka Group.
Modra Pyramida Stavebni Sporitelna has been growing its revenues and asset by -3.44% and 2.77% a year on average in the last 10 years. Its loans and deposits have grown by 8.16% and -3.29% a year during that time and loans to deposits ratio reached 179% at the end of 2023. The company achieved an average return on equity of 9.95% in the last decade with net profit growing -12.2% a year on average. In terms of operating efficiency, its cost to income ratio reached 70.4% in 2023, compared to 50.3% average in the last decade.
Equity represented 7.44% of total assets or 8.59% of loans at the end of 2023. Modra Pyramida Stavebni Sporitelna's non-performing loans were 1.12% of total loans while provisions covered some 53.1% of NPLs at the end of 2023.
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