PPDAI`s NPLs (As % Of Loans) reached 7.27 % in 2018. This is 10.5 % less than in the previous year.
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| Company | Unit | 2015 | 2016 | 2017 | 2018 |
| 360 Finance Inc | % | ... | 0 | ||
| Home Credit China | % | ... | ... | ... | |
| Lexin FinTech | % | ... | 1.82 | ||
| PPDAI Group | % | 1.93 | 3.70 |
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