Cholamandalam`s Capital Adequacy Ratio reached 17.4 % in 2018. This is 5.45 % less than in the previous year.
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| Company | Unit | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| Bajaj Finance | % | ... | 22.0 | 19.1 | 18.0 | 19.5 | 20.3 | |||
| Cholamandalam Investment and Finance | % | ... | ... | 19.0 | 17.2 | 21.2 | 19.7 | 18.6 | ||
| Mahindra & Mahindra Financial Services | % | ... | 19.7 | 18.0 | 18.3 | 17.3 | 17.6 | |||
| Shriram City Union Finance | % | ... | ... | 18.6 | 26.1 | 28.8 | 26.1 | 23.9 | ||
| Tata Capital Financial Services | % | ... | ... | ... | ... | ... | 16.3 | 16.1 | ||
| Ujjivan Financial Services | % | 27.3 | 22.7 | 24.2 | 21.2 | 18.2 | ... |
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