51 Credit Card`s ROA reached 28.3 % in 2018. This is 222 % less than in the previous year.
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| Company | Unit | 2015 | 2016 | 2017 | 2018 | 2019 |
| 51 Credit Card | % | -140 | -97.4 | -23.2 | ... | |
| Hexindai | % | 15.8 | 33.8 | 68.1 | ||
| Uxin | % | ... | -58.6 | -71.5 | ... | |
| VCredit Holdings | % | -7.15 | -9.94 | -9.75 | ... | |
| Weidai | % | ... | 13.8 | 11.3 | ... | |
| X Financial | % | ... | -7.11 | 12.2 | ... |
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