| Profit Statement | 2015 | 2016 | 2017 | |
| Balance Sheet | 2015 | 2016 | 2017 | |
| Total Assets | HRK mil | 1,188 | 1,201 | 1,145 |
| Shareholders' Equity | HRK mil | 124 | 138 | 140 |
| Ratios | 2015 | 2016 | 2017 | |
| Capital Adequacy Ratio | % | 15.1 | 16.4 | 17.3 |
| Growth Rates | 2015 | 2016 | 2017 | |
| Total Asset Growth | % | 2.99 | 1.08 | -4.63 |
| Shareholders' Equity Growth | % | 21.0 | 10.6 | 1.93 |
Get all company financials in excel:
| summary | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| balance sheet | |||||||||||||||||
| Total Assets | HRK mil | 1,121 | 1,067 | 1,210 | 1,153 | 1,188 | |||||||||||
| Shareholders' Equity | HRK mil | 169 | 102 | 122 | 103 | 124 | |||||||||||
| ratios | |||||||||||||||||
| Capital Adequacy Ratio | % | 15.3 | 10.2 | 13.9 | 12.6 | 15.1 | |||||||||||
| Equity (As % Of Assets) | % | 15.1 | 9.53 | 10.1 | 8.92 | 10.5 |
| income statement | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | |||||||||||||||||
| Pre-Tax Profit | HRK mil | -28.7 | -69.6 | -45.6 | -17.6 | 9.51 | |||||||||||
| growth rates | |||||||||||||||||
| Pre-Tax Profit Growth | % | ... | -63.2 | 143 | -34.5 | -61.4 | -154 |
| balance sheet | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| balance sheet | |||||||||||||||||
| Total Assets | HRK mil | 1,121 | 1,067 | 1,210 | 1,153 | 1,188 | |||||||||||
| Shareholders' Equity | HRK mil | 169 | 102 | 122 | 103 | 124 | |||||||||||
| Liabilities | HRK mil | 952 | 965 | 1,088 | 1,051 | 1,063 | |||||||||||
| growth rates | |||||||||||||||||
| Total Asset Growth | % | ... | -13.5 | -4.84 | 13.4 | -4.67 | 2.99 | ||||||||||
| Shareholders' Equity Growth | % | ... | 59.8 | -39.9 | 20.0 | -15.7 | 21.0 | ||||||||||
| market share | |||||||||||||||||
| Market Share in Total Assets | % | 0.269 | 0.260 | 0.292 | 0.275 | 0.285 |
| ratios | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| ratios | |||||||||||||||||
| Capital Adequacy Ratio | % | 15.3 | 10.2 | 13.9 | 12.6 | 15.1 | |||||||||||
| Equity (As % Of Assets) | % | 15.1 | 9.53 | 10.1 | 8.92 | 10.5 |
Get all company financials in excel:
Banka Kovanica has been growing its revenues and asset by % and -0.240% a year on average in the last 3 years. Its loans and deposits have grown by % and % a year during that time and loans to deposits ratio reached at the end of 2017. The company achieved an average return on equity of % in the last three years with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached in 2017, compared to % average in the last three years.
Equity represented 12.3% of total assets or of loans at the end of 2017. Banka Kovanica's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2017.
Helgi Library 
