By Helgi Library - May 15, 2024
Banco do Brasil Austria's net interest margin amounted to 1.19% in 2022, up from 0.796% compared to the previous year. His...
By Helgi Library - May 15, 2024
Banco do Brasil Austria's net interest margin amounted to 1.19% in 2022, up from 0.796% compared to the previous year. His...
By Helgi Library - May 15, 2024
Banco do Brasil Austria made a net profit of EUR 0.551 mil under revenues of EUR 17.7 mil in 2022, up 105% and 25.2% respectively com...
| Profit Statement | 2020 | 2021 | 2022 | |
| Net Interest Income | EUR mil | 6.87 | 7.41 | 10.9 |
| Net Fee Income | EUR mil | 5.14 | 4.89 | 4.68 |
| Other Income | EUR mil | 1.50 | 1.87 | 2.19 |
| Total Revenues | EUR mil | 13.5 | 14.2 | 17.7 |
| Staff Cost | EUR mil | 9.59 | 9.45 | 8.36 |
| Operating Profit | EUR mil | -2.84 | -9.66 | -0.499 |
| Provisions | EUR mil | 1.48 | 0.692 | -1.13 |
| Net Profit | EUR mil | -4.65 | -10.6 | 0.551 |
| Balance Sheet | 2020 | 2021 | 2022 | |
| Interbank Loans | EUR mil | 115 | 116 | 98.6 |
| Customer Loans | EUR mil | 487 | 502 | 469 |
| Investments | EUR mil | ... | ... | ... |
| Total Assets | EUR mil | 938 | 924 | 901 |
| Shareholders' Equity | EUR mil | 288 | 288 | 288 |
| Interbank Borrowing | EUR mil | 463 | 516 | 382 |
| Customer Deposits | EUR mil | 270 | 206 | 322 |
| Ratios | 2020 | 2021 | 2022 | |
| ROE | % | -1.61 | -3.69 | 0.191 |
| ROA | % | -0.464 | -1.14 | 0.060 |
| Costs (As % Of Assets) | % | 1.94 | 1.77 | 1.55 |
| Costs (As % Of Income) | % | 144 | 116 | 79.6 |
| Net Interest Margin | % | 0.685 | 0.796 | 1.19 |
| Loans (As % Of Deposits) | % | 180 | 243 | 146 |
| Growth Rates | 2020 | 2021 | 2022 | |
| Total Revenue Growth | % | -22.5 | 4.92 | 25.2 |
| Operating Cost Growth | % | -17.6 | -15.5 | -14.3 |
| Operating Profit Growth | % | -172 | 240 | -94.8 |
| Net Profit Growth | % | -1,030 | 129 | -105 |
| Customer Loan Growth | % | -18.2 | 3.01 | -6.54 |
| Total Asset Growth | % | -12.2 | -1.47 | -2.50 |
| Customer Deposit Growth | % | 28.0 | -23.7 | 56.1 |
| Shareholders' Equity Growth | % | < -0.001 | 0 | 0 |
Get all company financials in excel:
| summary | Unit | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| income statement | |||||||||||
| Net Interest Income | EUR mil | 22.5 | 17.5 | 11.9 | 7.33 | 6.87 | |||||
| Total Revenues | EUR mil | 36.6 | 30.9 | 22.7 | 17.4 | 13.5 | |||||
| Operating Profit | EUR mil | -22.0 | -61.0 | 12.6 | 3.92 | -2.84 | |||||
| Net Profit | EUR mil | -25.7 | -60.7 | 4.07 | 0.500 | -4.65 | |||||
| balance sheet | |||||||||||
| Interbank Loans | EUR mil | 207 | 128 | 51.3 | 129 | 115 | |||||
| Customer Loans | EUR mil | 1,293 | 800 | 649 | 595 | 487 | |||||
| Investments | EUR mil | ... | ... | ... | ... | ... | ... | ... | |||
| Total Assets | EUR mil | 1,756 | 1,338 | 1,105 | 1,068 | 938 | |||||
| Shareholders' Equity | EUR mil | 258 | 258 | 288 | 288 | 288 | |||||
| Interbank Borrowing | EUR mil | 1,231 | 960 | 676 | 645 | 463 | |||||
| Customer Deposits | EUR mil | 294 | 206 | 217 | 211 | 270 | |||||
| ratios | |||||||||||
| ROE | % | -9.96 | -23.5 | 1.49 | 0.173 | -1.61 | |||||
| ROA | % | -1.34 | -3.93 | 0.333 | 0.046 | -0.464 | |||||
| Costs (As % Of Assets) | % | 1.65 | 1.84 | 2.48 | 2.18 | 1.94 | |||||
| Costs (As % Of Income) | % | 86.4 | 91.9 | 133 | 136 | 144 | |||||
| Net Interest Margin | % | 1.18 | 1.13 | 0.974 | 0.675 | 0.685 | |||||
| Interest Income (As % Of Revenues) | % | 61.6 | 56.6 | 52.4 | 42.0 | 50.9 | |||||
| Fee Income (As % Of Revenues) | % | 26.4 | 30.7 | 37.7 | 44.3 | 38.0 | |||||
| Staff Cost (As % Of Total Cost) | % | 48.7 | 50.6 | 51.3 | 55.1 | 49.2 | |||||
| Equity (As % Of Assets) | % | 14.7 | 19.3 | 26.1 | 27.0 | 30.8 | |||||
| Loans (As % Of Deposits) | % | 440 | 388 | 298 | 282 | 180 | |||||
| Loans (As % Assets) | % | 73.6 | 59.8 | 58.7 | 55.8 | 52.0 | |||||
| valuation | |||||||||||
| Book Value Per Share Growth | % | ... | -25.6 | -22.4 | -31.9 | -38.4 | -6.25 |
| income statement | Unit | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| income statement | |||||||||||
| Interest Income | EUR mil | 47.4 | 33.1 | 21.7 | 16.8 | 13.2 | |||||
| Interest Cost | EUR mil | 24.9 | 15.6 | 9.80 | 9.49 | 6.33 | |||||
| Net Interest Income | EUR mil | 22.5 | 17.5 | 11.9 | 7.33 | 6.87 | |||||
| Net Fee Income | EUR mil | 9.68 | 9.50 | 8.57 | 7.72 | 5.14 | |||||
| Fee Income | EUR mil | 10.5 | 10.1 | 9.07 | 8.38 | 6.45 | |||||
| Fee Expense | EUR mil | 0.837 | 0.599 | 0.501 | 0.656 | 1.31 | |||||
| Other Income | EUR mil | 4.39 | 3.92 | 2.25 | 2.38 | 1.50 | |||||
| Total Revenues | EUR mil | 36.6 | 30.9 | 22.7 | 17.4 | 13.5 | |||||
| Staff Cost | EUR mil | 15.4 | 14.4 | 15.5 | 13.0 | 9.59 | |||||
| Depreciation | EUR mil | 0.863 | 0.950 | 0.764 | 0.878 | 0.771 | |||||
| Other Cost | EUR mil | 15.3 | 13.1 | 13.9 | 9.76 | 9.13 | |||||
| Operating Cost | EUR mil | 31.6 | 28.4 | 30.2 | 23.7 | 19.5 | |||||
| Operating Profit | EUR mil | -22.0 | -61.0 | 12.6 | 3.92 | -2.84 | |||||
| Provisions | EUR mil | 1.83 | 1.18 | 6.31 | ... | 1.48 | |||||
| Pre-Tax Profit | EUR mil | -23.8 | -62.2 | 6.24 | ... | -4.31 | |||||
| Tax | EUR mil | 1.88 | -1.46 | 2.17 | ... | 0.337 | |||||
| Net Profit | EUR mil | -25.7 | -60.7 | 4.07 | 0.500 | -4.65 | |||||
| Net Profit Avail. to Common | EUR mil | -25.7 | -60.7 | 4.07 | 0.500 | -4.65 | |||||
| growth rates | |||||||||||
| Net Interest Income Growth | % | ... | -25.6 | -22.4 | -31.9 | -38.4 | -6.25 | ||||
| Net Fee Income Growth | % | ... | 0.249 | -1.81 | -9.79 | -9.93 | -33.5 | ||||
| Total Revenue Growth | % | ... | -14.5 | -15.5 | -26.5 | -23.3 | -22.5 | ||||
| Operating Cost Growth | % | ... | 0.060 | -10.1 | 6.45 | -21.8 | -17.6 | ||||
| Operating Profit Growth | % | ... | 62.3 | 177 | -121 | -68.8 | -172 | ||||
| Pre-Tax Profit Growth | % | ... | 59.8 | 161 | -110 | ... | ... | ||||
| Net Profit Growth | % | ... | 36.1 | 136 | -107 | -87.7 | -1,030 |
| balance sheet | Unit | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| balance sheet | |||||||||||
| Cash & Cash Equivalents | EUR mil | 126 | 178 | 145 | 104 | 106 | |||||
| Interbank Loans | EUR mil | 207 | 128 | 51.3 | 129 | 115 | |||||
| Customer Loans | EUR mil | 1,293 | 800 | 649 | 595 | 487 | |||||
| Investments | EUR mil | ... | ... | ... | ... | ... | ... | ... | |||
| Property and Equipment | EUR mil | 1.52 | 0.874 | 1.02 | 0.826 | 0.500 | |||||
| Intangible Assets | EUR mil | 0.892 | 1.20 | 1.18 | 0.695 | 0.401 | |||||
| Total Assets | EUR mil | 1,756 | 1,338 | 1,105 | 1,068 | 938 | |||||
| Shareholders' Equity | EUR mil | 258 | 258 | 288 | 288 | 288 | |||||
| Of Which Minority Interest | EUR mil | 0 | 0 | 0 | 0 | 0 | |||||
| Liabilities | EUR mil | 1,498 | 1,080 | 817 | 779 | 649 | |||||
| Interbank Borrowing | EUR mil | 1,231 | 960 | 676 | 645 | 463 | |||||
| Customer Deposits | EUR mil | 294 | 206 | 217 | 211 | 270 | |||||
| growth rates | |||||||||||
| Customer Loan Growth | % | ... | -19.9 | -38.2 | -18.9 | -8.21 | -18.2 | ||||
| Total Asset Growth | % | ... | -15.4 | -23.8 | -17.4 | -3.42 | -12.2 | ||||
| Shareholders' Equity Growth | % | ... | 0 | 0 | 11.7 | 0.009 | < -0.001 | ||||
| Customer Deposit Growth | % | ... | 0.033 | -29.8 | 5.37 | -2.92 | 28.0 |
| ratios | Unit | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| ROE | % | -9.96 | -23.5 | 1.49 | 0.173 | -1.61 | |||||
| ROTE | % | -9.98 | -23.6 | 1.50 | 0.174 | -1.62 | |||||
| ROA | % | -1.34 | -3.93 | 0.333 | 0.046 | -0.464 | |||||
| Return on Loans | % | -1.77 | -5.80 | 0.562 | 0.080 | -0.859 | |||||
| Costs (As % Of Assets) | % | 1.65 | 1.84 | 2.48 | 2.18 | 1.94 | |||||
| Costs (As % Of Income) | % | 86.4 | 91.9 | 133 | 136 | 144 | |||||
| Costs (As % Of Loans) | % | 2.17 | 2.71 | 4.18 | 3.80 | 3.60 | |||||
| Costs (As % Of Loans & Deposits) | % | ... | 1.81 | 2.19 | 3.23 | 2.83 | 2.49 | ||||
| Net Interest Margin | % | 1.18 | 1.13 | 0.974 | 0.675 | 0.685 | |||||
| Interest Spread | % | 0.974 | 0.928 | 0.743 | 0.359 | 0.430 | |||||
| Asset Yield | % | 2.48 | 2.14 | 1.78 | 1.55 | 1.32 | |||||
| Cost Of Liabilities | % | 1.50 | 1.21 | 1.03 | 1.19 | 0.887 | |||||
| Interest Income (As % Of Revenues) | % | 61.6 | 56.6 | 52.4 | 42.0 | 50.9 | |||||
| Fee Income (As % Of Revenues) | % | 26.4 | 30.7 | 37.7 | 44.3 | 38.0 | |||||
| Other Income (As % Of Revenues) | % | 12.0 | 12.7 | 9.90 | 13.7 | 11.1 | |||||
| Staff Cost (As % Of Total Cost) | % | 48.7 | 50.6 | 51.3 | 55.1 | 49.2 | |||||
| Equity (As % Of Assets) | % | 14.7 | 19.3 | 26.1 | 27.0 | 30.8 | |||||
| Equity (As % Of Loans) | % | 20.0 | 32.3 | 44.4 | 48.4 | 59.2 | |||||
| Loans (As % Of Deposits) | % | 440 | 388 | 298 | 282 | 180 | |||||
| Loans (As % Assets) | % | 73.6 | 59.8 | 58.7 | 55.8 | 52.0 | |||||
| Cost of Provisions (As % Of Loans) | % | 0.126 | 0.113 | 0.872 | ... | 0.273 |
Get all company financials in excel:
By Helgi Library - May 15, 2024
Banco do Brasil Austria made a net profit of EUR 0.551 mil under revenues of EUR 17.7 mil in 2022, up 105% and 25.2% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of EUR 12.0 mil in 2014 and an all time low of ...
By Helgi Library - May 15, 2024
's customer loan growth reached in, A PHP Error was encountered Severity: Warning Message: A non-numeric value encountered Filename: src/Environment.php(358) : eval()'d code Line Number: 48 A PHP Error was encountered Severity: Warning Message: A non-numeric value encountered F...
By Helgi Library - May 15, 2024
's customer loan growth reached in, A PHP Error was encountered Severity: Warning Message: A non-numeric value encountered Filename: src/Environment.php(358) : eval()'d code Line Number: 48 A PHP Error was encountered Severity: Warning Message: A non-numeric value encountered F...
Banco do Brasil Austria has been growing its revenues and asset by 0.591% and -5.51% a year on average in the last 3 years. Its loans and deposits have grown by -7.66% and 15.1% a year during that time and loans to deposits ratio reached 146% at the end of 2022. The company achieved an average return on equity of -1.70% in the last three years with net profit growing 3.28% a year on average. In terms of operating efficiency, its cost to income ratio reached 79.6% in 2022, compared to 113% average in the last three years.
Equity represented 32.0% of total assets or 61.5% of loans at the end of 2022. Banco do Brasil Austria's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2022.
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