Based on a comparison of 13 banks in Slovakia in 2016, Postova Banka operated with the highest net interest margin, followed by OTP Banka Slovakia and Slovenska Sporitelna.
Postova Banka's net interest margin amounted to 3.88% in 2016, down from 4.54% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 5.35% in 2012 and an all time low of 3.28% in 2003. The average margin in the last five years amounted to 4.86%.
Average asset yield was 4.51% in 2016, down from 5.52% when compared to previous year. On the other hand, cost of funding amounted to 0.734% in 2016, down from 1.14%.
Comparing Postova Banka with its closest peers, OTP Banka Slovakia operated in 2016 with a net interest margin of 3.29% Slovenska Sporitelna reached 3.21% and VUB Banka some 3.00%.
The average net interest margin reached 1.90% in the Slovak banking sector in 2016 while interest spread amounted to 3.53%.
You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Slovak banks in the report section.
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