Based on a comparison of 9 banks in Hungary in 2017, OTP Group operated with the highest net interest margin, followed by Budapest Bank and Erste Bank Hungary.
OTP Group's net interest margin amounted to 4.57% in 2017, down from 4.77% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 6.86% in 2004 and an all time low of 4.57% in 2017. The average margin in the last five years amounted to 5.37%.
Average asset yield was 5.50% in 2017, down from 6.32% when compared to previous year. On the other hand, cost of funding amounted to 1.06% in 2017, down from 1.76%.
Comparing OTP Group with its closest peers, Budapest Bank operated in 2017 with a net interest margin of 3.85% Erste Bank Hungary reached 3.07% and K&H Bank some 2.44%.
The average net interest margin reached 1.71% in the Hungarian banking sector in 2017 while interest spread amounted to 3.31%.
You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Hungarian banks in the report section.
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