Based on a comparison of 9 banks in Hungary in 2016, OTP Group operated with the highest net interest margin, followed by Budapest Bank and Erste Bank Hungary.
OTP Group's net interest margin amounted to 4.77% in 2016, down from 5.11% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 6.86% in 2004 and an all time low of 4.77% in 2016. The average margin in the last five years amounted to 5.73%.
Average asset yield was 6.32% in 2016, down from 7.43% when compared to previous year. On the other hand, cost of funding amounted to 1.76% in 2016, down from 2.63%.
Comparing OTP Group with its closest peers, Budapest Bank operated in 2016 with a net interest margin of 4.18% Erste Bank Hungary reached 2.86% and K&H Bank some 2.53%.
The average net interest margin reached 1.90% in the Hungarian banking sector in 2016 while interest spread amounted to 3.53%.
You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Hungarian banks in the report section.
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