What Banks in Czechia Had the Most Bad Loans in 4Q2017?

Based on a comparison of 22 banks in Czechia in 4Q2017, Trinity Bank had the highest share of bad loans, followed by PPF Banka and Fio banka.

Trinity Bank's non-performing loans reached 26.4% of total loans at the end of 4Q2017, up from 24.3% when compared to the previous quarter and down from 29.3% when compared to the same period of last year. Historically, the NPL ratio hit an all time high of 40.2% in 1Q2015 and an all time low of 0.204% in 3Q2007.

Provision coverage amounted to 13.8% at the end of 4Q2017, down from 14.0% compared to a year earlier.

When compared to the nearest peers, PPF Banka operated at the end of 4Q2017 with NPL ratio of 13.8% and provision coverage of 22.6%, Fio banka with 12.1% and 32.7% and J&T Banka had 10.7% of bad loans covered with 39.3% by provisions at the end of 4Q2017.

Non-performing loans of the whole Czechia’s banking sector amounted to 3.68% of total loans in 4Q2017, down from 4.52% when compared to the last year.

You can see all the banks non-performing loans data at NPLs (As % Of Loans) indicator page or you can download a report on the Czech banks in the report section.