What Banks in Czechia Had the Most Bad Loans in 4Q2016?

Based on a comparison of 21 banks in Czechia in 4Q2016, Trinity Bank had the highest share of bad loans, followed by PPF Banka and Banka Creditas.

Trinity Bank's non-performing loans reached 29.3% of total loans at the end of 4Q2016, up from 29.1% when compared to the previous quarter and down from 34.7% when compared to the same period of last year. Historically, the NPL ratio hit an all time high of 40.2% in 1Q2015 and an all time low of 0.204% in 3Q2007.

Provision coverage amounted to 14.0% at the end of 4Q2016, down from 17.5% compared to a year earlier.

When compared to the nearest peers, PPF Banka operated at the end of 4Q2016 with NPL ratio of 14.0% and provision coverage of 24.1%, Banka Creditas with 11.9% and 30.5% and Fio banka had 10.1% of bad loans covered with 15.3% by provisions at the end of 4Q2016.

Non-performing loans of the whole Czechia’s banking sector amounted to 4.52% of total loans in 4Q2016, down from 5.44% when compared to the last year.

You can see all the banks non-performing loans data at NPLs (As % Of Loans) indicator page or you can download a report on the Czech banks in the report section.