Based on a comparison of 21 banks in Czechia in 3Q2016, Trinity Bank had the highest share of bad loans, followed by PPF Banka and Banka Creditas.
Trinity Bank's non-performing loans reached 29.1% of total loans at the end of 3Q2016, down from 29.6% when compared to the previous quarter and down from 29.6% when compared to the same period of last year. Historically, the NPL ratio hit an all time high of 40.2% in 1Q2015 and an all time low of 0.204% in 3Q2007.
Provision coverage amounted to 16.1% at the end of 3Q2016, up from 16.1% compared to a year earlier.
When compared to the nearest peers, PPF Banka operated at the end of 3Q2016 with NPL ratio of 16.1% and provision coverage of 23.7%, Banka Creditas with 13.9% and 25.5% and Max banka had 8.70% of bad loans covered with 44.3% by provisions at the end of 3Q2016.
Non-performing loans of the whole Czechia’s banking sector amounted to 4.74% of total loans in 3Q2016, down from 5.61% when compared to the last year.
You can see all the banks non-performing loans data at NPLs (As % Of Loans) indicator page or you can download a report on the Czech banks in the report section.