What Banks in Czechia Had the Most Bad Loans in 2017?

Based on a comparison of 23 banks in Czechia in 2017, Trinity Bank had the highest share of bad loans, followed by J&T Banka and PPF Banka.

Trinity Bank's non-performing loans reached 26.4% of total loans at the end of 2017, up from 24.4% when compared to the previous year. Historically, the NPL ratio hit an all time high of 39.4% in 2015 and an all time low of 2.23% in 2008.

Provision coverage amounted to 10.7% at the end of 2017, up from 10.0% compared to a year earlier.

Comparing Trinity Bank with its closest peers, J&T Banka operated at the end of 2017 with NPL ratio of 10.7% and provision coverage of 39.3%, PPF Banka with 10.4% and 29.9% and Banka Creditas had 9.76% of bad loans covered with 17.6% by provisions at the end of 2017.

Non-performing loans of the whole Czechia’s banking sector amounted to 3.68% of total loans in 2017, down from 4.52% when compared to the last year.

You can see all the banks non-performing loans data on the NPLs (As % Of Loans) indicator page or you can download a report on the Czech banks in the report section.