What Banks in Czechia Had the Most Bad Loans in 2016?

Based on a comparison of 23 banks in Czechia in 2016, Trinity Bank had the highest share of bad loans, followed by Banka Creditas and J&T Banka.

Trinity Bank's non-performing loans reached 24.4% of total loans at the end of 2016, down from 39.4% when compared to the previous year. Historically, the NPL ratio hit an all time high of 39.4% in 2015 and an all time low of 2.23% in 2008.

Provision coverage amounted to 11.9% at the end of 2016, down from 13.3% compared to a year earlier.

Comparing Trinity Bank with its closest peers, Banka Creditas operated at the end of 2016 with NPL ratio of 11.9% and provision coverage of 30.5%, J&T Banka with 10.0% and 34.2% and Fio banka had 9.94% of bad loans covered with 15.5% by provisions at the end of 2016.

Non-performing loans of the whole Czechia’s banking sector amounted to 4.52% of total loans in 2016, down from 5.44% when compared to the last year.

You can see all the banks non-performing loans data on the NPLs (As % Of Loans) indicator page or you can download a report on the Czech banks in the report section.