Based on a comparison of 21 banks in Czechia in 1Q2016, Trinity Bank had the highest share of bad loans, followed by PPF Banka and Banka Creditas.
Trinity Bank's non-performing loans reached 31.5% of total loans at the end of 1Q2016, down from 34.7% when compared to the previous quarter and down from 40.2% when compared to the same period of last year. Historically, the NPL ratio hit an all time high of 40.2% in 1Q2015 and an all time low of 0.204% in 3Q2007.
Provision coverage amounted to 17.7% at the end of 1Q2016, up from 12.8% compared to a year earlier.
When compared to the nearest peers, PPF Banka operated at the end of 1Q2016 with NPL ratio of 17.7% and provision coverage of 22.8%, Banka Creditas with 11.0% and 35.5% and Fio banka had 9.01% of bad loans covered with 21.8% by provisions at the end of 1Q2016.
Non-performing loans of the whole Czechia’s banking sector amounted to 5.07% of total loans in 1Q2016, down from 5.73% when compared to the last year.
You can see all the banks non-performing loans data at NPLs (As % Of Loans) indicator page or you can download a report on the Czech banks in the report section.