Based on a comparison of 22 banks in Czechia in 3Q2018, MONETA Money Bank operated with the highest net interest margin, followed by Equa Bank and J&T Banka.
MONETA Money Bank's net interest margin amounted to 4.00% in 3Q2018, up from 3.84% when compared to the previous quarter and down from 4.26% when compared to the same period of last year.
Historically, the bank’s net interest margin reached an all time high of 7.49% in 4Q2004 and an all time low of 3.74% in 1Q2018. The average margin in the last five years amounted to 3.94%.
Average asset yield was 4.20% in 3Q2018, down from 4.38% when compared to previous year. On the other hand, cost of funding amounted to 0.232% in 3Q2018, up from 0.149%.
When compared to the nearest peers, Equa Bank operated in 3Q2018 with a net interest margin of 3.04% J&T Banka reached 2.82% and Air Bank some 2.66%.
The average net interest margin reached 1.75% in the Czech banking sector in 3Q2018 while interest spread amounted to 3.55%.
You can see all the banks interest margin data at Net Interest Margin indicator page or you can download a report on the Czech banks in the report section.
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