Based on a comparison of 26 banks in Czechia in 2018, MONETA Money Bank operated with the highest net interest margin, followed by Equa Bank and Trinity Bank.
MONETA Money Bank's net interest margin amounted to 3.64% in 2018, down from 4.22% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 7.26% in 2006 and an all time low of 3.64% in 2018. The average margin in the last five years amounted to 5.38%.
Average asset yield was 3.85% in 2018, down from 4.34% when compared to previous year. On the other hand, cost of funding amounted to 0.231% in 2018, up from 0.147%.
Comparing MONETA Money Bank with its closest peers, Equa Bank operated in 2018 with a net interest margin of 3.20% Trinity Bank reached 2.67% and Air Bank some 2.61%.
The average net interest margin reached 1.80% in the Czech banking sector in 2018 while interest spread amounted to 3.27%.
You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Czech banks in the report section.
Helgi Library 
