Based on a comparison of 26 banks in Czechia in 2017, MONETA Money Bank operated with the highest net interest margin, followed by Equa Bank and J&T Banka.
MONETA Money Bank's net interest margin amounted to 4.22% in 2017, down from 5.74% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 7.26% in 2006 and an all time low of 4.22% in 2017. The average margin in the last five years amounted to 6.10%.
Average asset yield was 4.34% in 2017, down from 5.87% when compared to previous year. On the other hand, cost of funding amounted to 0.147% in 2017, down from 0.161%.
Comparing MONETA Money Bank with its closest peers, Equa Bank operated in 2017 with a net interest margin of 2.98% J&T Banka reached 2.70% and Air Bank some 2.66%.
The average net interest margin reached 1.71% in the Czech banking sector in 2017 while interest spread amounted to 3.31%.
You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Czech banks in the report section.
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