Based on a comparison of 23 banks in Croatia in 2016, OTP Bank Croatia operated with the highest net interest margin, followed by Erste & Steiermarkische Bank and Privredna Banka Zagreb.
OTP Bank Croatia's net interest margin amounted to 3.45% in 2016, up from 3.13% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 3.45% in 2016 and an all time low of 2.73% in 2014. The average margin in the last five years amounted to 3.13%.
Average asset yield was 4.34% in 2016, down from 4.55% when compared to previous year. On the other hand, cost of funding amounted to 1.00% in 2016, down from 1.60%.
Comparing OTP Bank Croatia with its closest peers, Erste & Steiermarkische Bank operated in 2016 with a net interest margin of 3.08% Privredna Banka Zagreb reached 3.02% and Podravska Banka some 3.01%.
The average net interest margin reached 2.65% in the Croatian banking sector in 2016 while interest spread amounted to 5.40%.
You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Croatian banks in the report section.
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