Based on a comparison of 28 banks in Bulgaria in 2017, Isbank Bulgaria operated with the lowest loan to deposit ratio, followed by Citibank Bulgaria and Commercial Bank Victoria.
Isbank Bulgaria's loan to deposit ratio reached 0% at the end of 2017, down from 61.3% when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 79.4% in 2012 and an all time low of 0% in 2017.
Comparing Isbank Bulgaria with its closest peers, Citibank Bulgaria ended the year 2017 with loans to deposits at 15.5%, Commercial Bank Victoria with 30.4% and Municipal Bank some 30.8% of loans to deposits at the end of 2017.
Overall, total loans of the Bulgarian banking sector amounted to 78.0% of deposits at the end of 2017.
You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Bulgarian banks in the report section.