Based on a comparison of 28 banks in Bulgaria in 2016, TBI Bank operated with the highest net interest margin, followed by DSK Bank and Eurobank Bulgaria.
TBI Bank's net interest margin amounted to 10.6% in 2016, up from 8.95% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 10.6% in 2016 and an all time low of 2.75% in 2011. The average margin in the last five years amounted to 8.52%.
Average asset yield was 11.7% in 2016, up from 10.7% when compared to previous year. On the other hand, cost of funding amounted to 1.38% in 2016, down from 2.12%.
Comparing TBI Bank with its closest peers, DSK Bank operated in 2016 with a net interest margin of 4.61% Eurobank Bulgaria reached 4.35% and Procredit Bank Bulgaria some 3.94%.
The average net interest margin reached 3.31% in the Bulgarian banking sector in 2016 while interest spread amounted to 6.22%.
You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Bulgarian banks in the report section.
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