Based on a comparison of 13 banks in Austria in 2016, Raiffeisen Bank Int. had the highest share of bad loans, followed by Erste Group Bank and Raiffeisenlandesbank Steiermark.
Raiffeisen Bank Int.'s non-performing loans reached 9.31% of total loans at the end of 2016, down from 12.1% when compared to the previous year. Historically, the NPL ratio hit an all time high of 12.1% in 2015 and an all time low of 1.70% in 2005.
Provision coverage amounted to 6.47% at the end of 2016, down from 8.67% compared to a year earlier.
Comparing Raiffeisen Bank Int. with its closest peers, Erste Group Bank operated at the end of 2016 with NPL ratio of 6.47% and provision coverage of 52.7%, Raiffeisenlandesbank Steiermark with 6.43% and 68.7% and Erste Savings Banks had 4.88% of bad loans covered with 58.1% by provisions at the end of 2016.
Non-performing loans of the whole Austria’s banking sector amounted to 2.70% of total loans in 2016, down from 3.39% when compared to the last year.
You can see all the banks non-performing loans data on the NPLs (As % Of Loans) indicator page or you can download a report on the Austrian banks in the report section.
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