Based on a comparison of 33 countries in 2022, Norway ranked the highest in number of households with mortgage loans as a percentage of total households with 61.5% followed by Netherlands and Sweden. On the other end of the scale was Macedonia with 0.600%, Albania with 0.900% and Serbia with 0.900%.
Data for more countries are available at Households with Mortgage Loans (As % of Total Households) indicator page.
| Households with Mortgage Loans (As % of Total Households) | Unit | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| Belgium | % | 43.2% | 43.4% | 42.6% | 43.5% | 43.9% | ... | |||||||||||||||
| Czechia | % | 19.8% | 22.2% | 23.6% | 24.5% | 25.0% | ||||||||||||||||
| Denmark | % | 47.8% | 46.5% | 46.8% | 45.2% | 46.4% | ... | ... | ||||||||||||||
| Estonia | % | ... | ... | ... | 20.0% | 21.7% | 22.8% | 27.3% | 28.0% | ... | ... | |||||||||||
| Finland | % | ... | 42.3% | 42.0% | 41.5% | 40.6% | 40.2% | ... | ||||||||||||||
| France | % | ... | ... | 30.9% | 31.8% | 31.8% | 30.1% | 30.8% | ... | ... | ||||||||||||
| Germany | % | ... | ... | ... | ... | ... | ... | ... | 25.7% | 25.6% | 25.8% | 31.4% | 27.4% | ... | ... | |||||||
| Ireland | % | 31.8% | 32.4% | 31.3% | 34.5% | 35.6% | ... | ... | ||||||||||||||
| Luxembourg | % | ... | ... | ... | ... | 42.7% | 41.9% | 41.8% | 42.6% | 45.9% | ... | ... | ||||||||||
| Netherlands | % | ... | ... | 60.7% | 60.5% | 60.4% | 60.7% | 60.4% | ... | |||||||||||||
| Norway | % | 60.5% | 60.1% | 60.5% | 61.5% | ... | ... | ... | ||||||||||||||
| Portugal | % | ... | 37.3% | 36.3% | 36.2% | 38.9% | 37.5% | ... | ... | |||||||||||||
| Spain | % | ... | ... | ... | ... | 29.5% | 29.4% | 28.4% | 30.3% | 30.7% | ... | ... | ||||||||||
| Sweden | % | ... | 52.2% | 51.7% | 51.4% | 52.1% | 51.7% | ... | ... | |||||||||||||
| Switzerland | % | ... | ... | ... | ... | ... | ... | ... | 37.4% | 38.3% | 38.0% | 38.2% | 38.1% | ... | ... |
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