Verena Oto Finance's non-performing loans reached 0.550% of total loans at the end of 2015, up from 0.438% compared to the previous year. Historically, the NPL ratio hit an all time high of 6.03% in 2006 and an all time low of 0.315% in 2012.
Provision coverage amounted to 377% at the end of 2015, down from 387% compared to a year earlier.
The bank created loan loss provisions worth of 2.68% of average loans in 2015. That's compared to 1.84% of loans the bank put aside to its cost on average in the last five years.
You can see all the bank’s data at Verena Oto Finance Profile, or you can download a report on the bank in the report section.
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