UniCredit CR is the fourth largest bank in the Czech Republic by assets, with a market share of nearly 7%. The current bank is a result of the merger between UniCredit and two other banks , Živnostenská banka and HVB Bank. Originally a corporate-oriented bank, UniCredit has been focusing increasingly on the retail area in recent years. In mortgage lending, for example, the bank's market share increased from 3.0% in 2007 to 4.3% in 2012
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