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Stavebni Sporitelna Ceske Sporitelny - Quarterly Cost of Risk

Cost of Risk vs. Interest Spread (%)
Banking | Czechia | September 10, 2024
$3.99
Excel Sheet

Stavebni Sporitelna Ceske Sporitelny's Cost of Risk (loan loss provisions as % of total assets) amounted to -0.454% in the second quarter of 2024, down from 0.314% when compared to the previous quarter.

Historically, the bank’s cost of risk reached an all time high of 0.713% in 3Q2021 and an all time low of -0.669% in 4Q2021. The average cost of risk in the last six quarters amounted to 0.021%.

On the other hand, average asset yield was 4.25% in 2Q2024, up from 3.63% when compared to the same period last year. Cost of funding amounted to 2.35% in 2Q2024, up from 1.84%.

When compared to bank's main peers, CSOB Stavebni Sporitelna operated in the second quarter of 2024 with a cost of risk of -0.124% Raiffeisen Stavebni Sporitelna reached -0.221% and Modra Pyramida Stavebni Sporitelna some 0.129%.

You can see all the bank’s data at Stavebni Sporitelna Ceske Sporitelny Profile, or you can download a report on the bank in the report section.