Stavebni Sporitelna Ceske Sporitelny's capital adequacy ratio reached 30.1% at the end of 2023, up from 28.4% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 30.1% in 2023 and an all time low of 9.62% in 2006.
The Tier 1 ratio amounted to 30.1% at the end of 2023, up from 28.2% compared to a year earlier.
Bank's loan to deposit ratio reached 115% at the end of 2023, up from 103% when compared to the previous year. Some 10 years ago, loan to deposit ratio of the bank amounted to 38.6%.
Comparing Stavebni Sporitelna Ceske Sporitelny with its closest peers, CSOB Stavebni Sporitelna ended the year 2023 with a capital adequacy ratio at 31.2% and loans to deposits of 98.7%, Raiffeisen Stavebni Sporitelna with 22.1% and 117% respectively and Modra Pyramida Stavebni Sporitelna some 33.5% in terms of capital adequacy and 179% of loans to deposits at the end of 2023.
You can see all the bank’s data at Stavebni Sporitelna Ceske Sporitelny Profile, or you can download a report on the bank in the report section.
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