Stavebni Sporitelna Ceske Sporitelny's non-performing loans reached 1.10% of total loans at the end of 2023, up from 1.01% compared to the previous year. Historically, the NPL ratio hit an all time high of 4.81% in 2013 and an all time low of 0.303% in 2000.
Provision coverage amounted to 89.5% at the end of 2023, down from 98.3% compared to a year earlier.
The bank created loan loss provisions worth of 0.075% of average loans in 2023. That's compared to -0.027% of loans the bank put aside to its cost on average in the last five years.
Comparing Stavebni Sporitelna Ceske Sporitelny with its closest peers, CSOB Stavebni Sporitelna operated at the end of 2023 with NPL ratio of 1.61% and provision coverage of 80.8%, Raiffeisen Stavebni Sporitelna with 1.11% and 76.8% respectively and Modra Pyramida Stavebni Sporitelna had 1.12% of bad loans covered with 53.1% by provisions at the end of 2023.
You can see all the bank’s data at Stavebni Sporitelna Ceske Sporitelny Profile, or you can download a report on the bank in the report section.
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