Sberbank Czech Republic's non-performing loans reached 2.64% of total loans at the end of 2021, up from 2.14% compared to the previous year. Historically, the NPL ratio hit an all time high of 11.3% in 2010 and an all time low of 1.54% in 2019.
Provision coverage amounted to 118% at the end of 2021, down from 141% compared to a year earlier.
The bank created loan loss provisions worth of 0.308% of average loans in 2021. That's compared to 0.507% of loans the bank put aside to its cost on average in the last five years.
Comparing Sberbank Czech Republic with its closest peers, Ceska Sporitelna operated at the end of 2021 with NPL ratio of 2.10% and provision coverage of 114%, CSOB with 1.57% and 49.4% respectively and Komercni Banka had 2.49% of bad loans covered with 51.6% by provisions at the end of 2021.
You can see all the bank’s data at Sberbank Czech Republic Profile, or you can download a report on the bank in the report section.
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