RCBC's non-performing loans reached 1.19% of total loans at the end of 2018, down from 1.33% compared to the previous year. Historically, the NPL ratio hit an all time high of 23.9% in 2003 and an all time low of 0.753% in 2015.
Provision coverage amounted to 238% at the end of 2018, up from 178% compared to a year earlier.
The bank created loan loss provisions worth of 0.556% of average loans in 2018. That's compared to 0.738% of loans the bank put aside to its cost on average in the last five years.
You can see all the bank’s data at RCBC Profile, or you can download a report on the bank in the report section.
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