RCBC's non-performing loans reached 1.19% of total loans at the end of 2018-12-31, down from 1.33% compared to the previous year. Historically, the NPL ratio hit an all time high of 23.3% in 2004-12-31 and an all time low of 0.753% in 2015-12-31.
Provision coverage amounted to 238% at the end of 2018-12-31, up from 178% compared to a year earlier.
The bank created loan loss provisions worth of 0.672% of average loans in 2018-12-31. That's compared to 0.881% of loans the bank put aside to its cost on average in the last five years.
You can see all the bank’s data at RCBC Profile, or you can download a report on the bank in the report section.