PPF Banka's non-performing loans reached 0.580% of total loans at the end of 2024-06-30, down from 0.729% compared to the previous year. Historically, the NPL ratio hit an all time high of 18.5% in 2016-06-30 and an all time low of 0.283% in 2012-09-30.
Provision coverage amounted to 394% at the end of 2024-06-30, up from 325% compared to a year earlier.
The bank created loan loss provisions worth of 0.201% of average loans in 2024-06-30. That's compared to 0.710% of loans the bank put aside to its cost on average in the last five years.
Comparing PPF Banka with its closest peers, Ceska Sporitelna operated at the end of 2024-06-30 with NPL ratio of 1.80% and provision coverage of 107%, CSOB with 1.44% and 43.8% respectively and Komercni Banka had 1.93% of bad loans covered with 43.0% by provisions at the end of 2024-06-30.
You can see all the bank’s data at PPF Banka Profile, or you can download a report on the bank in the report section.