Postal Savings Bank of China's net interest margin amounted to 2.53% in 2018, up from 2.18% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 2.83% in 2014 and an all time low of 2.03% in 2016. The average margin in the last five years amounted to 2.44%.
Average asset yield was 3.89% in 2018, up from 3.53% when compared to previous year. On the other hand, cost of funding amounted to 1.43% in 2018, up from 1.42%.
Comparing Postal Savings Bank of China with its closest peers, Home Credit China operated in 2018 with a net interest margin of 17.2% in 2018, Qudian reached 15.7% and Lexin FinTech some 13.6%.
You can see all the bank’s data at Postal Savings Bank of China Profile, or you can download a report on the bank in the report section.
Helgi Library 
