PKO BP's capital adequacy ratio reached 17.8% at the end of 2022, down from 18.7% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 20.2% in 2020 and an all time low of 10.4% in 2001.
The Tier 1 ratio amounted to 16.7% at the end of 2022, down from 17.5% compared to a year earlier.
Bank's loan to deposit ratio reached 68.7% at the end of 2022, down from 72.7% when compared to the previous year. Some 10 years ago, loan to deposit ratio of the bank amounted to 98.7%.
Comparing PKO BP with its closest peers, Santander Bank Polska ended the year 2022 with a capital adequacy ratio at 19.3% and loans to deposits of 77.6%, Pekao with 17.4% and 75.3% respectively and ING Bank Slaski some 15.2% in terms of capital adequacy and 80.5% of loans to deposits at the end of 2022.
You can see all the bank’s data at PKO BP Profile, or you can download a report on the bank in the report section.